Many who have been locked into fixed rates over the past few years will be looking to remortgage soon. Islay Robinson was interviewed by the Daily Express to give his perspective. 

"I'm telling the vast majority of my clients to hold off fixing for  a little while longer." Robinson comments. 

He adds, "Quite a few lenders, and especially private banks, allow their clients to switch to a fixed rate at any time, often with only a lender fee to pay. So, pick one of those, ride the base rate down and then lock in when it feels like the bottom of the cycle."

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